鏃ュ墠锛岃鍛婁汉鏇惧皬鐞达紙鍖栧悕锛夌瓑鍏汉闈炴硶鍚告敹鍏紬瀛樻妗堜欢鍦ㄥ父宸炲競姝﹁繘鍖轰汉姘戞硶闄㈠叕寮€瀹＄悊锛屾暣涓涵瀹″墠鍚庢寔缁簡20澶氫釜灏忔椂锛孅/span>100浣欏悕閬彈缁忔祹鎹熷け鐨勬姇璧勪汉鍙備笌鏃佸惉锛岃€屽湪搴鐜板満锛岃繕鏈変竴浣嶇壒娈婄殑鈥滄梺鍚€呪€滭/span>鈥斺€擖/span>姝﹁繘鍖轰汉姘戞瀵熼櫌渚︾洃绉戞瀵熷畼閲戜附濞滐紝涓€骞村墠锛屽ス瀵规浘灏忕惔绛変汉浠ユ秹瀚岄潪娉曞惛鏀跺叕浼楀瓨娆剧姜鍋氬嚭浜嗘壒鍑嗛€崟鐨勫喅瀹氥€侟/span>

杩欎綅鍦ㄦ杩涙瀵熼櫌宸ヤ綔浜咟/span>11涓勾澶寸殑鈥滃コ鎹曞ご鈥濓紝蹇汉蹇锛岄浄鍘夐琛屻€傗€滄瘡涓瀵熷畼鍦ㄤ睛鏌ョ洃鐫ｅ矖浣嶉兘寰楀浼氬綋鈥樺揩鏋墜鈥欙紝涓嶄粎瑕佸揩鏇磋鍑嗭紒鈥濋噾涓藉杩欐牱褰㈠渚︾洃宸ヤ綔鈥斺€擖/span>涓嶄粎瑕佸湪鏈€鐭椂闂村唴鍒ゆ柇瀚岀枒浜鸿涓烘槸鍚﹁揪鍒板叆缃爣鍑嗭紝杩樿鍠勪簬鍙戠幇鐤戠偣锛屽紩瀵煎叕瀹夎ˉ鍏呬睛鏌ワ紝涓烘彁璧峰叕璇夊仛鍑嗗锛岃繖绉嶆椂鍒婚珮閫熻繍杞殑鍘嬪姏锛屾墠鏈€鈥滅（浜衡€濄€侟/span>

鐞嗚储妯″紡锛氣€滅姜涓庨潪缃€濓紵

2017骞滁/span>4鏈圏/span>17鏃?/span>锛屾浘灏忕惔绛夊崄澶氬悕瀚岀枒浜虹殑88鍐屾浠跺嵎瀹楀爢浜嗗崐涓姙鍏锛岀炕寮€鍏畨鐨勬彁璇锋壒鍑嗛€崟涔︼紝鐭ラ亾璇ユ娑夋閲戦杈惧埌2.37涓嚎锛屾秹妗堜汉鍛樹竴鐧惧浜恒€傗€滃叕瀹夋姤鎹曠姜鍚嶆槸闈炴硶鍚告敹鍏紬瀛樻锛屼絾瀚岀枒浜哄彛渚涗腑鍧氱О鏄?/span>P2P鐞嗚储锛屽緢妫樻墜銆傗€濆垵姝ュ鏌ュ嵎瀹楀悗锛岄噾涓藉蹇冮噷鏈夌偣鍎库€滅姱鎬碘€濄€侟/span>

瀚岀枒浜烘浘灏忕惔閫氳繃鍔犵洘涓氬唴涓€瀹跺皬鏈夊悕姘旂殑鐞嗚储骞冲彴锛屼簬2012骞存垚绔嬩簡涓庢椂鑱氶噾鎶曡祫鍏徃锛屽苟鎵撶潃P2P鐞嗚储鐨勫悕鍙峰紑濮嬫嫑鎻藉鎴枫€傜煭鐭洓骞存椂闂达紝鏇惧皬鐞寸瓑浜洪€氳繃鍚戞姇璧勮€呮帹閿€璐拱骞村埄鐜囦负7.5%-12%鐨勭悊璐骇鍝侊紝鍏卞惛鏀跺叕鍏卞瓨娆近/span>2.37浜垮厓宸﹀彸銆傜劧鑰岋紝鎻愬杩囩▼涓紝鏇惧皬鐞寸瓑浜哄缁堣京绉帮紝浠栦滑浠庝簨鐨勬槸P2P鐞嗚储銆傞噾涓藉瀹℃煡璇佹嵁涔熷彂鐜帮紝涓庢椂鑱氶噾鎶曡祫鍏徃涓庢墍鏈夋姇璧勪汉绛捐鐨勯兘鏄€滀俊鎭挩璇㈠悎鍚屸€濓紝鍚堝悓琛ㄦ槑锛屽叕鍙稿彧鎻愪緵淇℃伅鍜ㄨ涓粙鏈嶅姟锛屾姇璧勪汉鏈夋姇璧勬剰鍚戝悗锛岀洿鎺ユ墦娆剧粰闇€瑕佽祫閲戞柟锛屾浘灏忕惔鐨勫叕鍙稿垯鏀跺彇涓粙鏈嶅姟璐圭敤銆侟/span>

鈥滀袱绉嶈涓哄叿鏈夋埅鐒朵笉鍚岀殑鎬ц川锛屽鏋滃彧鏄€樹俊鎭腑浠嬧€欙紝閭ｄ箞鏇惧皬鐞寸瓑浜虹殑琛屼负骞朵笉杩濇硶锛屼篃灏变笉鑳芥壒鎹曘€傗€濆叕瀹夎櫧鐒剁Щ閫佷簡妗堜欢锛屼絾鏄珜鐤戜汉娑夊珜鈥滈潪娉曞惛鏀跺叕浼楀瓨娆锯€濈殑璇佹嵁鍗村苟涓嶅厖鍒嗭紝鍒濇瀹℃煡灏卞彂鐜颁簡瀹氱姜鐨勮瘉鎹己澶憋紝閲戜附濞滄檽寰楋紝杩欐槸涓€鍦虹‖浠椼€備互P2P鐞嗚储褰㈠紡涓哄寘瑁呰繘琛岀殑闈炴硶鍚告敹鍏紬瀛樻妗堬紝娌℃湁鍚岀被妗堜欢鍙互鍊熼壌缁忛獙锛岃€岄潪娉曞惛鏀跺叕浼楀瓨娆剧殑鍥涘ぇ鐗瑰緛锛氭湭缁忎緷娉曟壒鍑嗐€佸悜鍏紬鍏紑瀹ｄ紶銆佹壙璇虹粰浠樺洖鎶ヤ互鍙婂悜绀句細涓嶇壒瀹氬璞″惛鏀惰祫閲戯紝涓庣洰鍓嶅緢澶欬/span>P2P骞冲彴涔熼兘鑳藉寰椾笂锛屽浣曟潵鍖哄垎涓よ€呬箣闂寸殑鏈川鍖哄埆锛熼噾铻嶇煡璇嗚壈娑╅毦鎳傦紝涓轰簡鏀诲厠妗堜欢闅剧偣锛岄噾涓藉璐拱浜嗐€婁簰鑱旂綉閲戣瀺涔婞/span>P2P娉曞緥瀹炲姟銆嬨€併€夵/span>P2P缃戣捶涔嬩骇涓氶摼閲戣瀺妯″紡涓庡垱鏂般€嬬瓑鏁版湰涓撲笟绫讳功绫嶏紝涓€瀛椾竴鍙ユ姞缁嗚妭锛岄亣鍒颁笓涓氭€уお寮虹殑闂锛屽氨璺戝埌閾惰鍚戜笟鍐呬汉澹挩璇€€侟/span>

鍦ㄥぇ閲忕殑璧勬枡涓紝P2P琛屼笟鈥滃崄澶х洃绠″師鍒欌€濆紩璧蜂簡閲戜附濞滅殑娉ㄦ剰锛屾牴鎹鍗佸ぇ鍘熷垯鐨勮В璇伙紝濂归攣瀹氫簡鈥樿祫閲戞睜鈥欒繖涓叧閿俊鎭偣锛欬/span>P2P鐞嗚储涓紝鎶曡祫浜轰綔涓洪闄╂壙鎷呰€咃紝鏈夋潈閫夋嫨鎶曡祫娆剧殑娴佸悜锛岀悊璐㈠钩鍙颁粎涓轰腑浠嬶紝涓嶈兘鎸佹湁鎶曡祫鑰呯殑璧勯噾锛岀畝鍗曟潵璇达紝鐞嗚储骞冲彴涓嶈兘澶熺璁捐祫閲戞睜銆備互姝や负绐佺牬鍙ｏ紝閲戜附濞滃紩瀵煎叕瀹夎ˉ鍏呬睛鏌ワ紝鑾峰緱璇ュ叕鍙搁摱琛岃处鎴锋祦姘寸殑鍏抽敭鎬ц瘉鎹紝鍚屾椂濂硅繕浠庡叕鍙稿鍚嶅憳宸ュ寰楀埌璇佸疄锛屽叕鍙哥‘瀹炵璁句簡鈥滆祫閲戞睜鈥濓紝瀹㈡埛鐨勬姇璧勬锛岄兘鏄墦鍒板浐瀹氱殑鍏徃璐︽埛鎴栬€呮浘灏忕惔鐨勪釜浜鸿处鎴枫€傞潰瀵硅瘉浜鸿瘉璇嶅拰璐︽埛鐨勯摱琛屾祦姘磋褰曪紝鏇惧皬鐞村啀涔熸棤娉曠嫛杈╋紝濂圭粓浜庢壙璁わ紝鑷繁骞舵病鏈夋寜鐓у悎鍚屼粎浠呬负瀹㈡埛鎻愪緵鐞嗚储淇℃伅锛岃€屾槸鐩存帴鍚告敹浜嗗鎴风殑璧勯噾鍚庯紝鑷瀵绘壘鎰忓悜璐锋浜猴紝灏嗚祫閲戝€熷嚭锛屼粠涓禋鍙栧埄鎭殑宸环銆侟/span>

妗堜欢鎶ユ崟浜斿ぉ鍚庯紝閲戜附濞滃叏闈㈡帉鎻′簡浜嬪疄璇佹嵁锛屽鏇惧皬鐞寸瓑浜轰互娑夊珜闈炴硶鍚告敹鍏紬瀛樻缃緷娉曟壒鍑嗛€崟銆侟/span>

瀹戒弗鐩告祹鎶婂ソ鈥滃叧鍙ｂ€滭/span>

鏇惧皬鐞翠竴妗堜腑锛屾秹妗堜汉鍛樿揪100澶氫汉锛屽叾涓湁鍖呮嫭鏇惧皬鐞村湪鍐呯殑鍏徃绠＄悊灞傘€佽偂涓滐紝涔熸湁鏅€氱殑涓氬姟鍛樸€侀攢鍞粡鐞嗭紝鍒板簳搴旇杩界┒澶氬皯涓汉鐨勫垜浜嬭矗浠伙紵鍙堝簲璇ヨ拷绌跺埌鍝灞傛锛熼噾涓藉娣卞叆鍒嗘瀽浜嗗叏閮ㄦ秹妗堜汉鍛樺湪鏁翠釜杩愯惀杩囩▼涓殑鍙備笌绋嬪害锛屼互鍙婂璧勯噾鐨勬祦鍚戞槸鍚﹁捣鍏抽敭鎬т綔鐢ㄧ瓑鍥犵礌銆傚ス鍙戠幇锛岃鍏徃鐨勫熀灞備笟鍔″憳锛屽湪宸ヤ綔鏈熼棿鎺ュ彈鐨勬槸P2P鐞嗚储鍩硅锛屼富瑙備笂鍏呭綋浜嗗浼犮€佹帹鑽愯喘涔颁骇鍝佺殑涓粙瑙掕壊锛屽苟涓嶆帉鎺у鎴疯祫閲戠殑鐪熸娴佸悜锛屼笖绉瀬閰嶅悎璋冩煡锛屼富鍔ㄦ彁渚涜瘉浜鸿瘉瑷€锛涗絾鏄紝浣滀负鍏徃绠＄悊灞傚拰鑲′笢锛屼竴鏂归潰鏈変箟鍔″鏍稿叕鍙歌繍钀ユā寮忔槸鍚﹀悎娉曪紝鍙︿竴鏂归潰锛屼粠涓昏涓婏紝浠栦滑涔熺煡鎯呭苟鍙備笌浜嗗皢瀹㈡埛璧勯噾鍊熻捶鎶曡祫涓€浜嬨€傛渶缁堬紝濂瑰皢娑夋鑼冨洿瀹氫负鍏徃绠＄悊灞傦紝渚濇硶鎵规崟涓夊悕瀚岀枒浜恒€侟/span>

鈥滄垜浠睛鐩戜汉锛屾槸鍒戜簨璇夎绗竴閬撳叧鍙ｇ殑鎶婂叧浜猴紝鍙湁绗竴閬撳叧鍙ｆ妸濂戒簡锛屼睛鏌ユ墠鑳芥部鐫€姝ｇ‘鐨勮建閬撹繘琛屻€傗€濋噾涓藉濡傛槸璇淬€侟/span>

妫€瀵熼櫌閲岀殑鈥滅粡娴庝笓瀹垛€滭/span>

闈炴硶闆嗚祫銆佷镜鐘煡璇嗕骇鏉冦€侀潪娉曠粡钀モ€︹€﹁繖浜涚粡娴庣姱缃浠舵秹浼楅潰骞裤€佽糠鎯戞€у己锛屽绀句細鍜屾皯浼楃殑鍗卞鏋佸叾娣辫繙锛屼簬妫€瀵熷畼鑰岃█锛屼篃鏄渶涓烘鎵嬬殑妗堜欢绫诲瀷銆備絾鍦ㄦ杩涙瀵熼櫌锛屼汉浜洪兘鐭ラ亾锛屼睛鐩戠鐨勫壇绉戦暱閲戜附濞滃杩欑被妗堜欢鏈€鈥滄儏鏈夌嫭閽熲€濄€侟/span>

鈥滆秺闅惧晝鐨勯澶达紝鎴戣秺鏄湁鍐插姴銆傗€濇弧涔︽煖鐨勯噾铻嶄功绫嶈缈讳簡鍙堢炕锛屾瘡澶╂娊鍑烘椂闂存潵瑙傜湅鈥滅粡娴庢柊闂烩€濓紝涓€瓒熻稛寰€杩斾簬妫€瀵熼櫌鍜岄摱琛屻€侀珮鏍′箣闂磋鏁欏挩璇⑩€︹€︽瘡涓€璧风粡娴庣姱缃浠朵腑锛岄噾涓藉涓嶆柇閽荤爺鍜屽涔狅紝缁冨氨浜嗏€滅粡娴庝笓瀹垛€濈殑姣掕荆鐪煎厜銆侟/span>

2014骞达紝濂瑰姙鐞嗕簡甯稿窞棣栦緥娑夊鐭ヨ瘑浜ф潈妗堛€傚父宸炲競鏌愭煇鏈夐檺鍏徃鍦?/span>2011骞滁/span>12鏈堣嚦2012骞滁/span>7鏈堟湡闂达紝鏈粡璁稿彲锛屾搮鑷敓浜ф爣鏈夆€淈/span>COOLBLUE鈥濄€佲€淈/span>BILUX鈥濇敞鍐屽晢鏍囩殑浜у搧锛屽湪鐢虫姤鍑哄彛鑷充紛鏈楁椂锛岃涓婃捣娴峰叧鍦ㄦ腐鍙ｆ煡鑾枫€傝妗堟墍娑夎瀹冲崟浣嶅痉鍥芥鍙告湕鍏徃涓洪毝灞炰簬瑗块棬瀛愰泦鍥㈢殑鍏ㄧ悆涓夊ぇ鐓ф槑鍏徃涔嬩竴锛屾秹瀚屼镜鏉冧骇鍝佽揪14浣欎竾浠讹紝娑夋閲戦20浣欎竾鍏冦€傚父骞寸疮绉殑涓板瘜涓撲笟鐭ヨ瘑浠ら噾涓藉鍦ㄧ涓€鏃堕棿灏辨妸鎻″埌浜嗘浠剁殑鈥滃懡鑴夆€濓細鍋囧啋娉ㄥ唽鍟嗘爣妗堜欢涓紝搴斿綋鎶婁镜鏉冧汉瀹為檯鐢熶骇閿€鍞殑鍟嗗搧鍜屾潈鍒╀汉娉ㄥ唽鍟嗘爣鏍稿畾浣跨敤鐨勫晢鍝佽繘琛屾瘮杈冿紝杩欐牱鎵嶈兘鍐冲畾鏄惁鏋勬垚鐘姜銆傜劧鑰岋紝鍦ㄦ湰妗堜腑锛屼镜鏉冧骇鍝佺绫昏揪鍑犲崄绉嶏紝浣嗘槸鍏畨绉婚€佺殑璇佹嵁涓紝鍟嗘爣鏉冨埄璇佷功鍙湁鍑犱唤锛岄噷闈㈡秹鍙婄殑娉ㄥ唽鍟嗘爣鏍稿畾浣跨敤鐨勫晢鍝佷粎鍗佸嚑绉嶏紝杩欑洿鎺ュ叧绯诲埌瀵瑰珜鐤戜汉鑳藉惁瀹氱姜浠ュ強閲忓垜澶氬皯銆傞拡瀵硅繖涓€鐐癸紝濂圭涓€鏃堕棿涓庢鍙告湕鍏徃娌熼€氾紝鍙傝€冦€婄被浼煎晢鍝佸拰鏈嶅姟鍖哄垎琛ㄣ€嬶紝瀵规秹妗堢殑鍑犲崄绉嶅晢鍝佺殑鍔熻兘銆佺敤閫斻€佹秷璐瑰璞°€侀攢鍞笭閬撹繘琛屾槑纭紝涓哄姙妗堟彁渚涗簨瀹炰緷鎹紱鍚屾椂绉瀬寮曞鍏畨杩涜琛ュ厖渚︽煡锛屽垎鍒粠娴侀€氬競鍦哄拰娆у徃鏈楀叕鍙歌ˉ鍏呭搴旀鍝佺殑绉嶇被銆佸晢鏍囨潈鍒╄瘉涔︼紝瀹屽杽璇佹嵁銆備负浜嗗桨鏄捐瘔璁肩殑鍏紑鍏锛屼繚闅滆瀹冲崟浣嶇殑鍚堟硶鏉冪泭锛岄噾涓藉杩樹富鍔ㄤ笌娉曢櫌琛旀帴锛屾槑纭浉鍏冲徃娉曚緷鎹紝鎴愬姛寮€鍒涗簡鐭ヨ瘑浜ф潈妗堜欢琚鍗曚綅鍙備笌娉曞涵瀹＄悊鐨勫厛娌炽€傛渶缁堬紝璇ユ寰楀埌鍏濡ュ杽鐨勮В鍐筹紝鎵垮姙妫€瀵熷畼閲戜附濞滈珮搴︾殑璐ｄ换蹇冨拰涓撲笟鐨勮亴涓氱礌鍏讳篃璧㈠緱浜嗗绫嶄汉澹殑鏋侀珮璇勪环涓庡厖鍒嗚偗瀹氥€侟/span>

鈥滄瀵熷伐浣滃鎴戣€岃█锛屾槸涓€浠借亴涓氾紝鏇存槸涓€绉嶆儏鎬€锛屽湪姣忎竴涓浠朵腑瀹炵幇娉曟不姊︽兂锛岃繖璁╂垜瑙夊緱寰堝垢绂忥紝鍞湁涓嶆柇绮捐繘涓撲笟锛屾柟涓嶈緶璐熸硶娌讳俊浠般€傗€濇姎鎽哥潃鑳稿墠鐨勬寰斤紝閲戜附濞滅殑鐪肩娓╂煍鑰屽潥瀹氥€侟/span>